A motorcycle accident can make dealing with insurance companies confusing and overwhelming. It is imperative to follow the rules and regulations of the insurance company when filing a claim to ensure a favorable outcome. To avoid making similar errors when you interact with an insurance company after a motorcycle crash, you should know the common mistakes people make when they do so. In the aftermath of a motorcycle collision, it’s essential to avoid making the following errors:
- Make sure you file your claim as soon as possible. You must file your claim within a specific timeframe with most insurance companies. Motorcycle accidents may not be covered by your insurance company if you wait too long. The sooner you contact an insurance company after an accident, the better.
- The first offer you receive should not be accepted. Because insurance companies cannot afford to lose money, they tend to offer low settlements that do not cover the entire cost of your medical expenses or repairs to your vehicle. A settlement offer from your insurance company should always be negotiated. Using an accident attorney who negotiates for you can end up with fair compensation for your trauma and other losses.
- Always read everything before signing or better yet, consult with an attorney. It is common for insurance companies to ask injured victims to sign documents that could waive their rights and limit their compensation. A document needs to be thoroughly read before signing, or better yet, an attorney should review it.
- Don’t admit fault. When you have been involved in a motorcycle accident, it is natural to wish to apologize or express your regret for what happened. An insurance company can use any statement you make in this situation against you. So, stick to the facts and don’t admit fault.
- You should not give a recorded statement under pressure from the insurance company. You may think that making a recorded statement will resolve your claim as quickly as possible, but if you make any mistakes or misstate any facts, you can be held responsible.
- Medical records shouldn’t be given directly to insurance companies without consulting an attorney first. These records may be used to deny or reduce the value of your claim.
- Be cautious about talking too much about the injury accident or making public statements. It is best to keep details limited and only discuss them with qualified legal counsel, as anything you say publicly could be used by the insurance company to reduce or deny your claim.
- Make sure all of your damages are documented. You should keep records of all of your expenses, including medical bills, lost wages, etc., so that the insurance company can minimize the amount it has to pay out. By hiring an experienced attorney, you can receive proper documentation and evidence of your damages.
Seek legal advice as soon as possible after being injured in a motorcycle accident. Getting legal assistance following a motorcycle crash is crucial to protecting your rights and ensuring that any losses or damages you suffered are fully compensated. Injury lawyers work on a contingency basis, so you owe nothing unless your case is won.
Roeser Law Firm
When a negligent driver or others cause a motorcycle crash that leaves you injured, Roeser Law Firm can assist you, whether you live in Washington, D.C. or in Maryland. Our phone number is (202) 660-4070, and you can reach us online. Feel free to contact us for a free consultation if you have questions about your case and if you would like to know your options for recovering compensation. Motorcycle accidents can cause serious injuries and financial stress as well.